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* Must purchase a Bob Ward Homes between 2/1/19 - 12/31/19. Must close on the home by 12/31/19. Must meet specific credit score requirements, see sales representative for details. APR 4.89%. No cost to you means - no points paid by buyer for 4.5% interest rate. Not available on Bob Ward Trademark homes. Available on select homesites. Good only with select Bob Ward Homes Lenders